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We are delighted to announce that we have teamed up with Equifax (one of the UK’s leading Credit Reporting Agencies) where you can download your credit report online.

The benefits of a credit report are:-

  • Have you previously been refused credit- Find out why ?
  • Find out in advance if you are eligible for a mortgage, loan, credit card or other major purchases
  • The information obtained will help us recommend the most suitable mortgage for you
  • Repair your credit history

To obtain your credit report you will need the following :

  • A credit card to pay for the report and for I.D Verification
  • Existing Mortgage information such as Lender name, term and current balance
  • Credit/ Store card details such as credit limits, current balances, etc
  • Details of previous addresses for the last 3 years

Once you have gathered this information you are ready to proceed and obtain your credit report. Please click on the Equifax link to proceed.

 

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We normally charge a fee of £250.00 for mortgage advice. The precise amount will depend on your circumstances. We estimate that you can if you wish pay a fee, typically 1% of the loan amount or we will take our commission from the lender in addition to our stand alone fee of £250.00. The overall cost of comparison is 7.5% APR. The actual rate available will depend on your personal circumstances. Ask for a personal illustration.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage..

UK Mortgage & Insurance Solutions Ltd. Registered Office Hazel Dene, 3 Upper Ellistones Court, Greetland, Halifax, HX4 8LW
is registered in England No 5200481 is Authorised and Regulated by the Financial Service Authority Number 305155
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