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Call us on 08456 38 37 36 for advice on these services, or alternatively click here

Mortgages:-

There are many different types of mortgages out there. Let us take the hassle out of finding the right one for you.

Our expert mortgage Advisors are truly Independent and after assessing your requirements they will recommend the mortgage that best suits your needs from a wide range of products and manage the application process for you.

We offer advice on all types of mortgages including:

• First Time Buyers
• Homemovers
• Remortgages
• Keyworkers
• Buy to lets
• Right to Buy Ownership
• Self Employed
• No Proof of income
• Debt Consolidation
• Credit Impaired
• Gifted Deposits

 

Protection:-

Protecting your family, your financial commitments (i.e. your mortgage), your income, etc, need not be as expensive as you may think if you receive good Independent and Impartial Advice from a company such as Umais Ltd. We will endeavour to obtain the best value for money quotations and recommend a product that best suits your needs and requirements after assessing your circumstances. Our Advisors are qualified and will only be too happy to assist you.

We offer advice on a range of products including:

• Mortgage Protection
• Income Protection
• Life Assurance
• Accident, Sickness and Unemployment Cover
• Critical Illness
 

Home Insurance:-

Insuring your Home may seem easy, but it is essential that you choose a Company that offers not just good cover but excellent value for money. That’s why at Umais Ltd, we use a large panel of Insurers that meet with our standards and we are sure they will meet yours.

We only use the Companies that offer great value and cover. We offer Independent and Impartial Advice and again only after assessing your needs we will recommend a product that best suits your needs. Our Advisors are qualified and will only be too happy to assist you.
 

Choosing a Solicitor (Conveyancing):-

Whether you are purchasing, selling a property or applying to remortgage and are looking for a Solicitor to do your conveyancing, (this is a legal process whereby ownership of a property is transferred), you need to know that they are going to be reliable, efficient and not just cheap!

By using one of our panel Solicitors you can be assured that they are all tried and tested as well as being competitively priced.

We comply with the Solicitors’ Introduction and Referral Code published by the Law Society and any Solicitor to whom we may refer you is an Independent Professional from whom you will receive Impartial and Confidential Advice. Of course you are free to choose another Solicitor of your choice.

 

Call us on 08456 38 37 36 for advice on these services, or alternatively click here

 

We normally charge a fee of £250.00 for mortgage advice. The precise amount will depend on your circumstances. We estimate that you can if you wish pay a fee, typically 1% of the loan amount or we will take our commission from the lender in addition to our stand alone fee of £250.00. The overall cost of comparison is 7.5% APR. The actual rate available will depend on your personal circumstances. Ask for a personal illustration.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage..

UK Mortgage & Insurance Solutions Ltd. Registered Office Hazel Dene, 3 Upper Ellistones Court, Greetland, Halifax, HX4 8LW
is registered in England No 5200481 is Authorised and Regulated by the Financial Service Authority Number 305155
Copyright © 2008 UMAIS Ltd.
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